Insurance of Clinical Equipment – Liability and Overview
Professional clinic equipment represents a significant investment. Whether it is laser or other energy-based systems, the clinic should have an overview of insurance and liability.
Insurance is not just about finances – it is also about risk management.
What should be covered?
Clinics should typically consider coverage for:
• Damage to equipment
• Operating losses
• Liability damages
• Electrical faults
• Transport damage during delivery
Insurance needs depend on the clinic's setup and type of equipment.
Class 4 and risk profile
When using a class 4 laser, the risk profile may be higher, which may have an impact on insurance assessment.
Read about class 4 here:
https://velurex.dk/pages/laser-klasse-4
Read about safety here:
https://velurex.dk/pages/class-4-laser-safety
Documentation and insurance
Insurance companies may request:
• CE documentation
• EU Declaration of Conformity
• Service history
• Risk assessment
Read about documentation here:
https://velurex.dk/pages/dokumentation-ved-koeb-af-klinikudstyr
Read about the EU Declaration of Conformity here:
https://velurex.dk/pages/eu-declaration-of-conformity
Maintenance and responsibility
Lack of maintenance can affect insurance coverage.
Read about service and maintenance here:
https://velurex.dk/pages/service-og-vedligeholdes-lasermaskine
Import and responsibility
In the case of direct import from a third country, liability may be different.
Read about imports here:
https://velurex.dk/pages/import-af-medicinal-udstyr
Read about the clinic's responsibilities here:
https://velurex.dk/pages/klinikkens-ansvar
The role of the supplier
A professional supplier should be able to explain documentation and technical setup that may be relevant in an insurance context.
Read about the supplier here:
https://velurex.dk/pages/leverandoer-af-klinikudstyr-danmark
Contact
If you want a dialogue about documentation and risk factors for clinic equipment, you can contact us here:
https://velurex.dk/kontakt